NPC Money Card

Financial Aid Refunds at Northland Pioneer College

NPC Money Card


Your NPC Money Card is the key to faster financial aid refunds!

The NPC Money Card is your key to faster refunds and increased choice for receiving your Financial Aid refunds, including the preferred Easy Refunds method. Same business day deposit to a Higher One checking account is by far the fastest and easiest way to gain access to your refund money—literally the same day NPC releases it.

Download the "Smart Moves User Guide."

  • How are refunds from Northland Pioneer College
    delivered to students?

Refunds are delivered via the option selected when activating the NPC Money Card. Activate your refund preference and make your refund selection online by visiting Once your refund preference is selected, funds are sent from NPC to Higher One who then disburses the refunds according to your selection. If you want the fastest access to your money, simply choose to have your refunds deposited directly into your OneAccount — a fully functioning FDIC Insured checking account. (Please note: To receive your refund promptly, SELECT YOUR REFUND PREFERENCE at as soon as your card arrives in the mail.)

  • How do I get my NPC Money Card?

Northland Pioneer College financial aid refund students will receive a NPC Money Card from Higher One in the mail at their primary address on file with NPC. Watch for this bright green envelope that looks like this:


  • Why is it important to select a refund preference?
  • Selecting your preferred method to receive refunds from NPC ensures you’ll always receive your refunds in a timely manner. Please be sure to keep your NPC Money Card for any future refunds you may receive from NPC.

    • What are my options for receiving Financial Aid or other refunds?
    1. Same business day deposit to a Higher One checking account. Money deposited to the account the same business day funds are released by Northland Pioneer College to Higher One.
    2. Deposit to another account. Money available in two to three
      business days.

    • What if I already selected a refund preference?

    Even if you’re already receiving a refund from Northland Pioneer College, you are required to activate your refund preference as soon as you receive your card! It only takes a minute to activate your refund preference with Higher One to avoid any delays in getting future refunds.

    • What exactly is the OneAccount?

    The OneAccount is a fully functioning FDIC Insured checking account with no minimum balance and no monthly fees for students.* Selecting the OneAccount allows you to access your Financial Aid refunds quicker and easier than ever before and offers a world of great benefits such as:

    FREE Internet banking features
    The ability to make purchases anywhere Debit MasterCard is accepted.
    You may also withdraw cash with no fees at the Higher One ATM.

    *If the account holder is a student or performs a direct deposit of $100.00 or more per month, the $3.95 monthly service fee will not be assessed. See fee schedule for details.

    • What are the advantages of having my refunds deposited directly to my OneAccount?

    Depositing your refund to the OneAccount and selecting an Easy Refund is the quickest way to gain access to your refund money. The NPC Money Card is NOT A CREDIT CARD. However you can use it for purchases at all participating merchants that accept Debit MasterCard, get cash at ATMs, pay bills and more. Parents and friends can easily send you money online via the Send Money feature.

    • How will I know when my Financial Aid or other refund has been direct deposited to my Northland Pioneer College OneAccount?

    Higher One will send an email to the address you entered during activation when your refund has been deposited to your OneAccount. Additionally, you can view the details of your OneAccount by accessing your statement online at or by signing up to receive text messages sent directly to your cell phone with Mobile Alerts.

    • Can I have my refund deposited to another bank account?

    Yes. You may have your refund deposited to the bank of your choice. In order to have your refund deposited to your bank, activate your refund preference as soon as you receive the card by visiting During the activation process, select ACH Transfer to other bank for your refund preference and simply complete, print, and send the required third party form to the designated address. The form will be available online during the activation process.

    • Why is the MasterCard Brand Mark on my new NPC Money Card?

    The NPC Money Card can be used to make purchases wherever Debit MasterCard is accepted. It is important to note that the NPC Money Card is NOT A CREDIT CARD, but rather a DEBIT CARD backed by the purchasing power of the MasterCard network.

    • What if I have additional questions?

    Answers to additional questions along with an activation demo can be found by visiting Additionally, Higher One offers easy answers to your questions with Easy HelpSM–our self-service database containing answers to frequently asked questions. You can also contact the NPC Business Office at (800) 266-7845, ext. 7480.